Online loan application

From R500 to R8,000. The loan amount and repayment term are set individually and shown in your pre-agreement quotation before you sign.

The money is in your bank account within 15 minutes after you sign the agreement.

You need to be 18 or older, have a valid South African ID, an active phone number and proof of steady income.

• A valid South African ID
• A bank statement not older than 3 months
• Proof of steady income
• An active South African phone number

Create your account, fill in your personal, employment and income details, then upload your bank statement. The application usually takes about 10 minutes.

Yes, we use secure encryption to protect your personal and financial data throughout the application.

Yes. Kredio (Pty) Ltd is registered with the National Credit Regulator as a credit provider, NCRCP 24149. You can verify this on the NCR website.